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Reduced death penalty
We have released a server update to TQ that gives all ships that explode, without having insurance, 40% default coverage. The motivation behind this change is to reduce the loss of new players that haven’t yet realized the importance of insurance. Loosing your top frigate or new cruiser, that you spent your last isk on, is way to close to permanent death.
This shouldn’t affect high level game play that much, as most have insurance. Buying insurance is still economically viable as the worst insurance deal is 50% and the price of it is less than the difference of a 40% default coverage and 50%. Premium insurance contracts are also still viable.